Let Me FIRE 🔥

Calculate your FIRE number and track your progress toward Financial Independence, Retire Early.

Projected net worth (USD)

Barista FIRE summary

Part-time income covers some expenses, shrinking the portfolio you need.

Barista FIRE number

$500,000

Covers the gap after part-time income

Part-time income

$20,000

Time to Barista FIRE

17 years, 10 months

Target age

Progress to FIRE0.0%

Lower return · 4%

FIRE age 52

Estimated using a steady annual return

Expected return · 7%

FIRE age 48

Estimated using a steady annual return

Higher return · 8%

FIRE age 47

Estimated using a steady annual return

Current net worth: $0
Savings rate: 25.0%

This estimate uses a $0 starting balance. Add your net worth to personalize it.

Plan adjustments

Barista FIRE settings

Expected part-time income in retirement (USD/yr)

Your finances

Adjust your numbers to see your plan update instantly.

Current ageAnnual incomeUSD/ yearAnnual expensesUSD/ yearAnnual investingUSD/ year

Projection assumptions — returns, inflation & withdrawals

Annual return%Before inflationInflation%Annual price growthWithdrawal rate%Portfolio withdrawn each year

Your inflation-adjusted return is 3.88%. Projections are shown in today’s purchasing power.

Explore a range of outcomes — lower, expected & higher returns

Compare how different annual returns affect your selected FIRE plan.

Show return scenarios on the chart

Lower return%Annual return before inflationExpected return%Also updates your main planHigher return%Annual return before inflation

These scenarios use steady annual returns adjusted for your inflation assumption. They aren’t historical results or probability estimates. Your withdrawal rate sets the FIRE target.

Net worth history

DateNet worth (USD)

No entries yet. Add your current net worth to start tracking.