Let Me FIRE 🔥

Calculate your FIRE number and track your progress toward Financial Independence, Retire Early.

Projected net worth (USD)

Coast FIRE summary

Enough saved today that growth alone gets you to FIRE by a target age, with no more contributions.

Full FIRE number

$1,000,000

At retirement age 65

Coast FIRE number

$263,555

Needed today, growth-only

Current net worth

Status

$263,555 to go

Progress to FIRE0.0%

Lower return · 4%

Projected balance at age 65, with no further investing

Expected return · 7%

Projected balance at age 65, with no further investing

Higher return · 8%

Projected balance at age 65, with no further investing

Current net worth: $0
Savings rate: 25.0%

This estimate uses a $0 starting balance. Add your net worth to personalize it.

Plan adjustments

Coast FIRE settings

Target retirement age

Your finances

Adjust your numbers to see your plan update instantly.

Current ageAnnual incomeUSD/ yearAnnual expensesUSD/ yearAnnual investingUSD/ year

Projection assumptions — returns, inflation & withdrawals

Annual return%Before inflationInflation%Annual price growthWithdrawal rate%Portfolio withdrawn each year

Your inflation-adjusted return is 3.88%. Projections are shown in today’s purchasing power.

Explore a range of outcomes — lower, expected & higher returns

Compare how different annual returns affect your selected FIRE plan.

Show return scenarios on the chart

Lower return%Annual return before inflationExpected return%Also updates your main planHigher return%Annual return before inflation

These scenarios use steady annual returns adjusted for your inflation assumption. They aren’t historical results or probability estimates. Your withdrawal rate sets the FIRE target.

Net worth history

DateNet worth (USD)

No entries yet. Add your current net worth to start tracking.